Table 2 Awareness of moratorium and opinions about regulation.
Question | Answer options | % | n |
|---|---|---|---|
Do you know whether Australian life insurance companies are legally allowed to use applicants’ genetic test results to decline an application, restrict cover or increase the cost of premiums? (n = 348) | They are allowed to | 17.1 | 60 |
They are not allowed to | 9.2 | 32 | |
I am unsure | 73.6 | 256 | |
[after the moratorium agreement is described] Have you heard about this agreement (called a moratorium)? (n = 340) | No | 84.1 | 286 |
Yes, I heard about this through the team that organised my genetic test | 5.0 | 17 | |
Yes, I heard about this elsewhere | 10.9 | 37 | |
[if yes], To what extent did the agreement described above (the moratorium) influence your decision whether to have a genetic test? (n = 54) | It did not have any influence | 77.8 | 42 |
It had moderate influence | 9.3 | 5 | |
It had significant influence | 13.0 | 7 | |
Do you think life insurance companies should be allowed to use applicants’ genetic test results to decline an application, restrict cover or increase the cost of premiums? (n = 350) | Yes | 4.0 | 14 |
No | 82.3 | 288 | |
Unsure | 13.7 | 48 | |
In your opinion, what amount of life insurance cover (death cover) should applicants be allowed to apply for without having to disclose their genetic results? (n = 341) | No cover | 0.9 | 3 |
$250,000 | 3.2 | 11 | |
$500,000 | 11.7 | 40 | |
$1,000,000 | 17.9 | 61 | |
Unlimited cover | 42.5 | 145 | |
Unsure | 23.8 | 81 | |
How much do you agree/disagree with the following statement? The Australian government should introduce legislation (which is made and enforced by government) to regulate life insurers’ use of genetic test results (n = 340) | Strongly agree | 62.4 | 212 |
Agree | 25.3 | 86 | |
Neither agree nor disagree | 5.6 | 19 | |
Disagree | 1.2 | 4 | |
Strongly disagree | 1.5 | 5 | |
Can’t choose | 4.1 | 14 |
