Table 2 Model comparison results.

From: Hybrid boosted attention-based LightGBM framework for enhanced credit risk assessment in digital finance

Model

RMSE

MSE

R2

RGA

HBA-LGBM

11.53

133.07

0.998

0.962

XGB-Bayesian

14.02

196.56

0.987

0.925

SAE-GBDT

13.54

183.39

0.991

0.931

TCRM

12.78

163.42

0.993

0.940

HCL-Credit

12.39

153.48

0.994

0.946

CSRF-SMOTE

13.11

172.65

0.992

0.938