Fig. 2: Program uptake probability.

Uptake probability for the four different program profiles across the different demographic factors and participant subgroups. The base “reference population” comprised of those who were male, married, with higher income, with more formal education years, full-time worker, aged at 55 years to below 65 years, and with a digital skills score of 36 (median). Digital skills score was calculated with a summation (reverse scored) of the 10 adapted 5-point Likert scale questions on mastery in the use of digital technologies, and a higher score is indicative of having higher mastery. Digital skills score at the 25th percentile (“digital skills 25th pct”) and at the 75th percentile (“digital skills 75th pct”) have a 6- and 5-point difference from the median score. The “low SES female” comprised a subgroup of participants that were female, with fewer formal education years, and lower income.