Fig. 5: Wealth, debt, inequality and temporal discounting.

a–f, Plots using standardized scores for temporal discounting indicate an overall trend that greater wealth and income at the individual and national levels are associated with lower overall temporal discounting, and greater economic inequality and individual debt are associated with lower overall temporal discounting. Inflation has a modest relationship with discounting, which becomes much stronger at substantially high levels of inflation. The results for each variable by score are from models specified in Supplementary Table 16. Smooth terms and 95% confidence intervals are presented in black and grey, respectively.