Table 1 Individual variables.
From: A dataset for health insurance analysis: Integrating individual and area-based contextual variables
Variable | Description | Data type |
|---|---|---|
ID | Identification code. | Factor |
ID_policy | (Generic) Policy identification code. | Integer |
ID_insured | Insured identification code. | Integer |
period | Calendar year (YYYY). | Date |
date_effect_insured | Effective date of insured policy in the company (DD/MM/YYYY). | Date |
date_lapse_insured | Lapse date of insured policy in the company (DD/MM/YYYY). | Date |
date_effect_policy | Effective date of generic policy in the company (DD/MM/YYYY). | Date |
date_lapse_policy | Lapse date of generic policy in the company (DD/MM/YYYY). | Date |
year_effect_insured | year of date_effect_insured variable (YYYY). | Date |
year_lapse_insured | year of date_lapse_insured variable (YYYY). | Date |
year_effect_policy | year of date_effect_policy variable (YYYY). | Date |
year_lapse_policy | year of date_lapse_policy variable (YYYY). | Date |
exposure_time | Time, measured in years, representing the insured’s risk | |
exposure (value between zero and one). | Continuous | |
lapse | Policy Status Code | Factor |
1: Lapse before expiration, | ||
2: Active, | ||
3: Lapse at (expiration) YYYY/12/31. | ||
seniority_insured | Total number of years that the insured policy has been associated | Integer |
with the insurance entity. | ||
seniority_policy | Total number of years that the generic policy has been associated with | Integer |
the insurance entity. | ||
type_policy | (Generic) policy type, indicating whether the policy is | Factor |
I: Individual, | ||
C: Collective. | ||
type_policy_dg | (Generic) policy type, disaggregated by group collectives | Factor |
S: Self-Employed, | ||
I: Individual, | ||
C1: Collective 1, | ||
C2: Collective 2, | ||
C3: Collective 3, | ||
C4: Collective 4. | ||
type_product | (Generic) policy coverage | Factor |
D: Dental, | ||
P: Premium, | ||
S: Standard, | ||
I: International. | ||
reimbursement | The act of reimbursing an amount of money to the individual | |
who originally paid it (yes or no) | Factor | |
new_business | Indicates whether the insured policy is new business or not (yes or no). | Binary |
distribution_channel | Distribution channel through which the generic policy was processed. | Factor |
A: Agency, | ||
D: Direct business, | ||
I: Insurance Intermediary. | ||
gender | Gender of the insured. | Factor |
M: Male, | ||
F: Female. | ||
age | Age of the insured, measured in whole years, | Integer |
obtained by rounding to the closest integer | ||
the exact (decimal) age of the insured. | Integer | |
premium | Net premium amount associated with the insured policy during the | |
current year. | Continuous | |
cost_claims_year | Total cost of claims for the insured policy during the current | Continuous |
year. | ||
n_medical_services | Total number of medical services for the insured policy | Integer |
policy during the current year. |
