Table 3 Structural reliability and convergent validity.
Constructs | Items | Cronbach’s alpha | Standardized factor loading | CR | AVE |
|---|---|---|---|---|---|
Performance expectancy (PE) | PE1 | 0.868 | 0.822 | 0.869 | 0.689 |
PE2 | 0.829 | ||||
PE3 | 0.839 | ||||
Effort expectancy (EE) | EE1 | 0.854 | 0.804 | 0.854 | 0.661 |
EE2 | 0.834 | ||||
EE3 | 0.800 | ||||
Social influence (SI) | SI1 | 0.847 | 0.790 | 0.846 | 0.648 |
SI2 | 0.802 | ||||
SI3 | 0.822 | ||||
Facilitating conditions (FC) | FC1 | 0.838 | 0.812 | 0.840 | 0.636 |
FC2 | 0.773 | ||||
FC3 | 0.807 | ||||
Perceived trust (PT) | PT1 | 0.858 | 0.796 | 0.858 | 0.602 |
PT2 | 0.767 | ||||
PT3 | 0.763 | ||||
PT4 | 0.776 | ||||
Perceived risk (PR) | PR1 | 0.897 | 0.850 | 0.900 | 0.692 |
PR2 | 0.850 | ||||
PR3 | 0.858 | ||||
PR4 | 0.767 | ||||
Behavioral intention (BI) | BI1 | 0.845 | 0.797 | 0.845 | 0.645 |
BI2 | 0.799 | ||||
BI3 | 0.813 |
