Table 10 Income replacement ratio (proportion) under HPI of laborers for various loan rates.

From: Structural analysis of reverse mortgages in Taiwan

Age of men

1.86

2.0775

2.295

2.5125

2.73

60

0.621

0.567

0.517

0.471

0.428

65

0.837

0.776

0.718

0.664

0.613

70

1.154

1.086

1.020

0.957

0.897

75

1.622

1.546

1.472

1.400

1.330

80

2.302

2.218

2.136

2.055

1.976

85

3.254

3.164

3.074

2.984

2.895

90

4.475

4.380

4.284

4.188

4.092

95

5.712

5.616

5.521

5.424

5.328

Age of women

1.86

2.0775

2.295

2.5125

2.73

60

0.483

0.437

0.395

0.357

0.321

65

0.655

0.603

0.554

0.508

0.466

70

0.909

0.849

0.793

0.739

0.688

75

1.296

1.228

1.163

1.100

1.039

80

1.889

1.814

1.740

1.667

1.596

85

2.790

2.707

2.624

2.543

2.462

90

4.084

3.995

3.906

3.817

3.728

95

5.713

5.624

5.533

5.443

5.352