Table 11 The income replacement ratio under HPI of laborers under different interest rates and loans.

60

0.466

0.621

0.776

0.425

0.567

0.709

0.388

0.517

0.646

0.353

0.471

0.588

0.321

0.428

0.535

65

0.627

0.837

1.046

0.582

0.776

0.970

0.539

0.718

0.898

0.498

0.664

0.830

0.460

0.613

0.767

70

0.866

1.154

1.443

0.814

1.086

1.357

0.765

1.020

1.275

0.718

0.957

1.197

0.673

0.897

1.121

75

1.216

1.622

2.027

1.160

1.546

1.933

1.104

1.472

1.840

1.050

1.400

1.750

0.997

1.330

1.662

80

1.726

2.302

2.877

1.664

2.218

2.773

1.602

2.136

2.670

1.541

2.055

2.569

1.482

1.976

2.469

85

2.441

3.254

4.068

2.373

3.164

3.955

2.305

3.074

3.842

2.238

2.984

3.730

2.171

2.895

3.619

90

3.356

4.475

5.594

3.285

4.380

5.474

3.213

4.284

5.355

3.141

4.188

5.235

3.069

4.092

5.115

95

4.284

5.712

7.140

4.212

5.616

7.021

4.140

5.521

6.901

4.068

5.424

6.781

3.996

5.328

6.660

Women

60

0.362

0.483

0.604

0.328

0.437

0.547

0.296

0.395

0.494

0.267

0.357

0.446

0.241

0.321

0.402

65

0.491

0.655

0.819

0.452

0.603

0.754

0.415

0.554

0.692

0.381

0.508

0.636

0.350

0.466

0.583

70

0.682

0.909

1.136

0.637

0.849

1.062

0.594

0.793

0.991

0.554

0.739

0.924

0.516

0.688

0.860

75

0.972

1.296

1.620

0.921

1.228

1.535

0.872

1.163

1.454

0.825

1.100

1.375

0.780

1.039

1.299

80

1.417

1.889

2.362

1.360

1.814

2.267

1.305

1.740

2.174

1.250

1.667

2.084

1.197

1.596

1.995

85

2.093

2.790

3.488

2.030

2.707

3.384

1.968

2.624

3.280

1.907

2.543

3.178

1.846

2.462

3.077

90

3.063

4.084

5.105

2.996

3.995

4.994

2.929

3.906

4.882

2.862

3.817

4.771

2.796

3.728

4.660

95

4.285

5.713

7.142

4.218

5.624

7.029

4.150

5.533

6.917

4.082

5.443

6.803

4.014

5.352

6.690