Table 3 Reliability and validity.
Construct | Items | Factor loading | Cronbach’s alpha | CR | AVE |
|---|---|---|---|---|---|
Performance expectancy | PE1 | 0.803 | 0.802 | 0.870 | 0.627 |
PE2 | 0.800 | ||||
PE3 | 0.804 | ||||
PE4 | 0.758 | ||||
Effort expectancy | EE1 | 0.726 | 0.762 | 0.849 | 0.584 |
EE2 | 0.749 | ||||
EE3 | 0.810 | ||||
EE4 | 0.768 | ||||
Social influence | SI1 | 0.747 | 0.751 | 0.843 | 0.572 |
SI2 | 0.751 | ||||
SI3 | 0.770 | ||||
SI4 | 0.758 | ||||
Facilitating conditions | FC1 | 0.744 | 0.731 | 0.832 | 0.554 |
FC2 | 0.731 | ||||
FC3 | 0.722 | ||||
FC4 | 0.778 | ||||
Privacy concerns | PC1 | 0.756 | 0.767 | 0.851 | 0.588 |
PC2 | 0.777 | ||||
PC3 | 0.785 | ||||
PC4 | 0.748 | ||||
Perceived risks | PR1 | 0.857 | 0.883 | 0.919 | 0.740 |
PR2 | 0.867 | ||||
PR3 | 0.844 | ||||
PR4 | 0.873 | ||||
Familiarity | FA1 | 0.851 | 0.895 | 0.927 | 0.760 |
FA2 | 0.897 | ||||
FA3 | 0.879 | ||||
FA4 | 0.860 | ||||
Trust in FRP | TIF1 | 0.823 | 0.831 | 0.887 | 0.664 |
TIF2 | 0.751 | ||||
TIF3 | 0.826 | ||||
TIF4 | 0.855 | ||||
Personal innovativeness | PI1 | 0.730 | 0.760 | 0.848 | 0.584 |
PI2 | 0.726 | ||||
PI3 | 0.850 | ||||
PI4 | 0.743 | ||||
Behavioral intention to use FRP | BI1 | 0.743 | 0.737 | 0.835 | 0.558 |
BI2 | 0.768 | ||||
BI3 | 0.748 | ||||
BI4 | 0.729 |
