Table 5 Discriminant Validity.

From: Behavioral insights into insurance purchase among flash flood survivors in Malaysia

Items

FA

FV

IPB

IPI

PE

PS

PV

RC

RE

Fornell-Larcker criterion

 FA

0.762

        

 FV

−0.029

0.857

       

 IPB

−0.043

0.238

0.831

      

 IPI

−0.075

0.424

0.274

0.792

     

 PE

0.183

−0.041

0.013

−0.057

0.876

    

 PS

0.137

0.109

0.096

0.191

0.082

0.832

   

 PV

0.354

−0.027

0.009

−0.020

0.304

0.077

0.793

  

 RC

0.099

−0.199

−0.082

−0.266

−0.008

0.031

−0.059

0.910

 

 RE

−0.080

0.286

0.222

0.590

−0.071

0.101

−0.045

−0.143

0.917

  1. FA flood awareness, PE past (flood) experience, PS perceived severity, PV perceived vulnerability, RE response efficacy, RC response cost, FV functional value, IPI flood insurance purchase intention, IPB flood insurance purchase behavior.
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