Table 6 Hypothesis Testing.

From: Behavioral insights into insurance purchase among flash flood survivors in Malaysia

Hypothesis

Beta

CI Min

CI Max

t values

p values

f2

r2

Supported?

H1

FA → PS

0.137

0.024

0.254

1.956

0.025

0.019

0.019

Yes

H2

FA → PV

0.354

0.281

0.442

7.159

0.000

0.143

0.125

Yes

H3

PE → RE

−0.071

−0.161

0.108

0.843

0.200

0.005

0.005

No

H4

PE → RC

−0.008

−0.113

0.139

0.103

0.459

0.000

0.000

No

H5

PS → IPI

0.121

0.049

0.193

2.746

0.003

0.026

0.454

Yes

H6

PV → IPI

−0.010

−0.082

0.061

0.242

0.404

0.000

No

H7

RE → IPI

0.487

0.413

0.554

11.285

0.000

0.391

Yes

H8

RC → IPI

−0.153

−0.222

−0.083

3.666

0.000

0.041

Yes

H9

FV → IPI

0.241

0.170

0.315

5.368

0.000

0.094

Yes

H10

FV → IPB

0.149

0.047

0.250

2.434

0.007

0.020

0.093

Yes

H11

IPI → IPB

0.211

0.124

0.299

3.898

0.000

0.040

Yes

  1. FA flood awareness, PE past (flood) experience, PS perceived severity, PV perceived vulnerability, RE response efficacy, RC response cost, FV functional value, IPI flood insurance purchase intention, IPB flood insurance purchase behavior.