Table 10 Effect of credit characteristics on new technology adoption by farm size.

From: Rural credit and new technology adoption among family farms: evidence from two demonstration areas in China

 

Whether collateral is required

Availability of short-term loans

Availability of long-term loans

Wuhan

 Large farm

0.6267* (1.80)

0.1000 (0.26)

0.9375* (1.75)

 Small farm

0.1667 (0.28)

0.1053** (2.26)

0.2632 (0.60)

Langxi

 Large farm

0.5357* (1.77)

0.2462 (0.93)

0.4875** (1.95)

 Small farm

−0.2099 (−0.39)

0.8889*** (2.76)

0.5732* (1.81)

  1. ***, **, and * indicate significance at 1%, 5% and 10% levels, respectively, with T statistics in brackets.