Table 1 Summary of sample characteristics
Total sample (n = 12,985) | Control (n = 6,524) | Treatment (n = 6,461) | P value | |
|---|---|---|---|---|
Demographics | ||||
Gender | 49.4% | 49.2% | 49.6% | 0.737 |
Age | 47.1 (12.5) | 47.2 (12.4) | 47.0 (12.5) | 0.330 |
Annual income | 77,414 (63,526) | 78,938 (71,213) | 75,917 (54,911) | 0.110 |
Customer characteristics | ||||
Bank tenure | 21.4 (11.8) | 21.4 (11.8) | 21.3 (11.8) | 0.535 |
Checking balance | 65,952 (205,080) | 64,317 (207,211) | 67,604 (202,908) | 0.361 |
Credit card balance | 2,241 (5,331) | 2,249 (5,401) | 2,232 (5,260) | 0.853 |
Personal loan balance | 619 (4,611) | 639 (4,756) | 600 (4,461) | 0.625 |
Home loan balance | 593,503 (710,191) | 593,419 (740,394) | 593,589 (678,384) | 0.989 |