Table 5 Loadings and cross-loading.

From: Predicting the intention and adoption of wearable payment devices using hybrid SEM-neural network analysis

Items	PU	PE	SI	FC	CM	TR	IWP	AWP
PU1	0.838	0.572	0.410	0.486	0.563	0.457	0.550	0.255
PU2	0.785	0.509	0.443	0.501	0.539	0.456	0.459	0.272
PU3	0.765	0.528	0.435	0.482	0.528	0.463	0.466	0.225
PU4	0.785	0.578	0.353	0.447	0.517	0.463	0.523	0.199
PU5	0.767	0.557	0.385	0.439	0.487	0.444	0.507	0.180
PE1	0.529	0.777	0.340	0.485	0.485	0.463	0.483	0.171
PE2	0.560	0.826	0.440	0.571	0.569	0.549	0.547	0.184
PE3	0.588	0.814	0.542	0.434	0.556	0.535	0.554	0.211
PE4	0.545	0.825	0.452	0.556	0.545	0.549	0.538	0.221
PE5	0.556	0.813	0.415	0.553	0.547	0.547	0.549	0.205
PE6	0.567	0.744	0.387	0.500	0.524	0.496	0.554	0.173
SI1	0.434	0.468	0.776	0.519	0.459	0.458	0.406	0.265
SI2	0.435	0.426	0.823	0.543	0.514	0.506	0.389	0.218
SI3	0.405	0.421	0.815	0.613	0.560	0.454	0.388	0.345
SI4	0.400	0.376	0.803	0.610	0.548	0.431	0.354	0.371
SI5	0.362	0.354	0.781	0.611	0.500	0.434	0.312	0.357
FC1	0.501	0.525	0.625	0.803	0.623	0.527	0.467	0.304
FC2	0.474	0.554	0.565	0.812	0.610	0.482	0.458	0.306
FC3	0.460	0.545	0.568	0.831	0.618	0.479	0.491	0.327
FC4	0.501	0.565	0.543	0.758	0.641	0.578	0.508	0.254
FC5	0.487	0.531	0.613	0.838	0.648	0.547	0.483	0.352
CM1	0.578	0.574	0.567	0.694	0.844	0.591	0.555	0.280
CM2	0.559	0.568	0.543	0.652	0.855	0.559	0.564	0.299
CM3	0.583	0.590	0.531	0.637	0.862	0.601	0.622	0.270
CM4	0.560	0.564	0.561	0.663	0.851	0.581	0.578	0.295
TR1	0.458	0.499	0.471	0.526	0.553	0.803	0.486	0.195
TR2	0.488	0.539	0.485	0.551	0.571	0.836	0.533	0.230
TR3	0.437	0.487	0.448	0.496	0.504	0.814	0.450	0.194
TR4	0.459	0.533	0.455	0.502	0.550	0.788	0.519	0.212
TR5	0.460	0.522	0.475	0.510	0.562	0.759	0.518	0.177
TR6	0.445	0.528	0.389	0.466	0.504	0.756	0.536	0.168
IWP1	0.553	0.602	0.405	0.518	0.600	0.600	0.830	0.231
IWP2	0.500	0.561	0.322	0.468	0.523	0.517	0.804	0.195
IWP3	0.533	0.573	0.359	0.490	0.570	0.530	0.879	0.226
IWP4	0.562	0.604	0.432	0.515	0.599	0.551	0.895	0.248
IWP5	0.574	0.578	0.420	0.521	0.590	0.558	0.886	0.263
IWP6	0.560	0.548	0.455	0.538	0.619	0.550	0.854	0.266
AWP	0.286	0.243	0.384	0.385	0.334	0.248	0.278	1.000

PU: perceived usefulness; PE: perceived ease of use; SI: social influence; FC: facilitating conditions; CM: lifestyle compatibility; TR: perceived trust; IWP: intention to use wearable payment devices; AWP: adoption of wearable payment devices.

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Table 5 Loadings and cross-loading.

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