Table 5 Measurement model results.

Variable	Items	Factor loading	t-value	Outer VIF	Cronbach’s alpha	Rho-A	CR	AVE
ACs	AC1	0.68	16.38	1.56	0.81	0.83	0.86	0.53
	AC2	0.69	18.17	1.62
	AC3	0.48	7.11	1.17
	AC4	0.83	45.20	2.31
	AC5	0.78	25.53	2.36
	AC6	0.81	29.16	2.32
SNs	SN1	0.80	35.52	1.94	0.86	0.87	0.90	0.65
	SN2	0.83	43.54	2.51
	SN3	0.83	39.40	2.59
	SN4	0.79	27.40	2.15
	SN5	0.78	31.68	2.03
ATT	ATT1	0.66	13.97	1.47	0.87	0.87	0.89	0.52
	ATT2	0.73	17.18	1.77
	ATT3	0.79	37.42	2.41
	ATT4	0.75	26.82	2.07
	ATT5	0.69	20.14	1.57
	ATT6	0.61	14.50	1.37
	ATT7	0.76	34.11	2.91
	ATT8	0.76	30.52	2.86
PBC	PBC1	0.73	21.38	1.45	0.74	0.76	0.83	0.50
	PBC2	0.57	7.75	1.25
	PBC3	0.75	20.76	1.71
	PBC4	0.73	19.73	1.64
	PBC5	0.73	20.02	1.49
PAB	PAB1	0.79	48.39	1.54	0.77	0.80	0.84	0.52
	PAB2	0.70	22.57	1.39
	PAB3	0.74	23.64	1.65
	PAB4	0.81	31.55	1.86
	PAB5	0.53	9.45	1.18

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