Table 5 Disbursed loans between 2011–2024 by MCF (N = 6,350).
Digital (N = 5,939, 93.6%) | Term (N = 404, 6.4%) | Total (N = 6,343, 100%) | |
|---|---|---|---|
Number of loans | % (n) | % (n) | % (N) |
2011–2015 | n/a | 100 (275) | 100 (275) |
2016–2020 | 94.7 (2145) | 5.3 (119) | 100 (2264) |
2021–2024 | 99.7 (3794) | 0.3 (10) | 100 (3804) |
Average loan amount in EUR | µ (sd) | µ (sd) | µ (sd) |
|---|---|---|---|
2011–2015 | n/a | 14,814 (28,530) | 14,814 (28,530) |
2016–2020 | 5210 (13,307) | 42,564 (63,862) | 7174 (21,184) |
2021–2024 | 7534 (19,210) | 98,607 (103,848) | 7773 (20,379) |
Interest rate in % | µ (sd) | µ (sd) | µ (sd) |
|---|---|---|---|
2011–2015 | n/a | 17.5 (2.7) | 17.5 (2.7) |
2016–2020 | 23.2 (6.2) | 15.4 (3.3) | 22.8 (6.4) |
2021–2024 | 34.8 (14.9) | 22.6 (3.4) | 34.8 (14.9) |
Repayment period in days | µ (sd) | µ (sd) | µ (sd) |
|---|---|---|---|
2011–2015 | n/a | 508.6 (445.4) | 508.6 (445.4) |
2016–2020 | 114.5 (175.3) | 867.6 (521.6) | 154.1 (267.5) |
2021–2024 | 102.0 (132.5) | 222.6 (120.0) | 102.4 (132.6) |
