Table 5 Results of reliability and validity tests for each variable.
Items | Factor loading | Cronbach’s α | AVE | CR | |
|---|---|---|---|---|---|
Adventurous and angry | Q20 | 0.744 | 0.768 | 0.39 | 0.79 |
Q18 | 0.743 | ||||
Q17 | 0.692 | ||||
Q15 | 0.679 | ||||
Q10 | 0.550 | ||||
Distracted | Q6 | 0.676 | 0.744 | 0.399 | 0.731 |
Q8 | 0.762 | ||||
Anxious | Q19 | 0.666 | 0.768 | 0.541 | 0.679 |
Q7 | 0.604 | ||||
Q11 | 0.708 | ||||
Conservative | Q9 | 0.751 | 0.865 | 0.257 | 0.779 |
Q14 | 0.626 | ||||
Q16 | 0.811 | ||||
Perceived usefulness | Q22 | 0.788 | 0.859 | 0.606 | 0.86 |
Q23 | 0.791 | ||||
Q24 | 0.810 | ||||
Q25 | 0.659 | ||||
Perceived risk | Q26 | 0.729 | 0.754 | 0.437 | 0.755 |
Q27 | 0.753 | ||||
Q28 | 0.806 | ||||
Q29 | 0.728 | ||||
Trust and usage conditions | Q30 | 0.602 | 0.780 | 0.58 | 0.868 |
Q31 | 0.680 | ||||
Q32 | 0.622 | ||||
Q33 | 0.769 | ||||
Q34 | 0.594 | ||||
Behavioral intention | Q36 | 0.837 | 0.877 | 0.714 | 0.881 |
Q37 | 0.849 | ||||
Q38 | 0.829 |
