Table 3 Justification of architectural design.

From: RABEM: risk-adaptive Bayesian ensemble model for fraud detection

Component

Role in RABEM-Fraud

Black-scholes features

Adds domain-aware financial risk metrics (e.g., volatility) to enhance feature space

VAE

Performs unsupervised anomaly detection, capturing rare fraud behavior patterns

Nyström GPC

Adds probabilistic modeling with uncertainty quantification; scalable via approximation

RPTree

Lightweight high-dimensional classifier with fast inference

GRU

Captures temporal fraud sequences and evolving transaction behavior

Bayesian fusion

Dynamically combines predictions using model reliability and entropy