Table 8 Ablation study.

From: RABEM: risk-adaptive Bayesian ensemble model for fraud detection

Configuration

Accuracy

F1 Score

Recall

Notes

Full RABEM pipeline

99.38%

0.92

99.41%

Baseline (all modules included)

No VAE (raw features only)

97.46%

0.76

88.23%

Significant drop in recall

No GRU (no temporal modeling)

98.11%

0.82

91.34%

Loss in sequential insight

No GP (no uncertainty modeling)

98.65%

0.85

93.01%

Higher false positives

No RPTree (replaced with RF)

98.24%

0.81

90.45%

Drop in generalization

No Bayesian fusion (raw classifier output)

98.91%

0.88

95.10%

Confidence calibration affected