Table 3 The collinearity test for CMB.

From: Understanding continuance intention of artificial intelligence (AI)-enabled mobile banking applications: an extension of AI characteristics to an expectation confirmation model

Dependent variable

PI

PA

PU

CON

SAT

CI

Independent variable

Perceived intelligence (PI)

 

1.533

1.661

1.678

1.443

1.787

Perceived anthropomorphism (PA)

1.555

 

2.122

2.662

2.209

2.541

Perceived usefulness (PU)

2.657

2.101

 

2.122

2.312

2.663

Confirmation (CONF)

1.781

1.567

2.109

 

2.109

2.728

Satisfaction (SAT)

2.221

1.447

1.456

1.567

 

1.556

Continuance intention (CI)

1.255

2.018

1.878

2.111

2.135

 
  1. Note: The variance inflation factors should not exceed the threshold of 3.3 (Lee et al., 2021).
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