Table 1 Four basic factors that influence housing in a given area are landform.

Political

Implementation of planning and development legislation

Land ownership and form

Use of sites and services strategy

Cooperation between traditional authorities and public sector institutions/departments

Economic

Mortgages and mortgage rates

Inflation

Construction material costs

Housing cost financing

Labor

Social infrastructure costs

Cost and availability of housing finance

House prices

Household income

Building Society stock holdings

Culture

Race

Ethnicity

Religion

Family structure

Housing type

Cultural clan

Nature

Climate and environment

Land resource properties

Land availability efficiency