Table 12 Discriminant validity by HTMT 0.85.

From: Trust and attitude towards AI as pathways to creativity: a TAM Model study of EFL students’ digital literacy and AI acceptance

Construct

1

2

3

4

5

6

7

8

Digital literacy

        

Perceived ease of use

0.42

       

Perceived usefulness

0.39

0.45

      

Human-like trust

0.33

0.48

0.49

     

Functionality trust

0.36

0.46

0.47

0.55

    

Attitude toward AI

0.4

0.44

0.46

0.52

0.53

   

Behavioral intention to use AI

0.38

0.42

0.43

0.5

0.51

0.58

  

EFL students’ creativity

0.35

0.4

0.41

0.48

0.49

0.54

0.56

 
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