Table 5 Discriminant validity (Fornell-Larcker Criterion).

Constructs	PU	PEOU	VE	VS	VP	VQ	TRUST	IMM	AES	BLOCK	MPE	SAT	SI	PI	INC	EXP
PU	0.825
PEOU	0.346	0.806
VE	0.418	0.301	0.837
VS	0.317	0.327	0.371	0.819
VP	0.275	0.283	0.259	0.279	0.794
VQ	0.299	0.267	0.313	0.307	0.333	0.812
TRUST	0.320	0.300	0.334	0.313	0.288	0.283	0.806
IMM	0.370	0.283	0.403	0.359	0.251	0.280	0.330	0.831
AES	0.310	0.314	0.364	0.343	0.307	0.334	0.301	0.351	0.819
BLOCK	0.269	0.290	0.286	0.273	0.317	0.301	0.302	0.280	0.294	0.794
MPE	0.336	0.351	0.333	0.317	0.292	0.287	0.317	0.311	0.344	0.333	0.831
SAT	0.395	0.294	0.416	0.369	0.270	0.314	0.341	0.389	0.362	0.290	0.341	0.812
SI	0.322	0.303	0.382	0.406	0.278	0.300	0.323	0.373	0.351	0.284	0.318	0.382	0.831
PI	0.452	0.351	0.455	0.397	0.310	0.341	0.373	0.414	0.384	0.352	0.392	0.432	0.406	0.837
INC	0.250	0.230	0.280	0.260	0.240	0.220	0.270	0.250	0.230	0.260	0.240	0.290	0.270	0.300	N/A
EXP	0.270	0.250	0.300	0.280	0.230	0.240	0.260	0.270	0.250	0.250	0.260	0.280	0.290	0.310	0.330	N/A

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