Table 2 Confirmatory factor analysis results (N = 331).
Construct | Items | Mean | SD | Standardized factor loading | Cronbach’s Alpha | CR | AVE |
|---|---|---|---|---|---|---|---|
Optimism (OPT) | OPT1 | 3.47 | 0.970 | 0.744 | 0.88 | 0.88 | 0.65 |
OPT2 | 3.69 | 0.928 | 0.822 | ||||
OPT3 | 3.74 | 0.943 | 0.825 | ||||
OPT4 | 3.61 | 0.977 | 0.820 | ||||
Innovativeness (INN) | INN1 | 3.07 | 1.177 | 0.594 | 0.70 | 0.69 | 0.36 |
INN2 | 2.42 | 1.343 | 0.522 | ||||
INN3 | 3.26 | 1.235 | 0.549 | ||||
INN4 | 3.19 | 1.125 | 0.726 | ||||
Discomfort (DIS) | DIS1 | 2.76 | 1.230 | 0.562 | 0.71 | 0.72 | 0.46 |
DIS3 | 2.67 | 1.187 | 0.660 | ||||
DIS4 | 2.66 | 1.126 | 0.795 | ||||
Insecurity (INS) | INS2 | 3.08 | 1.135 | 0.716 | 0.75 | 0.75 | 0.50 |
INS3 | 3.04 | 1.199 | 0.756 | ||||
INS4 | 2.90 | 1.160 | 0.656 | ||||
Trust (TRU) | TRU1 | 3.11 | 1.016 | 0.714 | 0.83 | 0.84 | 0.56 |
TRU2 | 3.12 | 0.962 | 0.808 | ||||
TRU3 | 3.16 | 0.924 | 0.751 | ||||
TRU4 | 3.54 | 0.878 | 0.726 | ||||
Perceived ease of use (PEOU) | PEOU1 | 3.46 | 1.018 | 0.623 | 0.72 | 0.75 | 0.50 |
PEOU2 | 3.49 | 0.906 | 0.759 | ||||
PEOU3 | 3.37 | 0.977 | 0.722 | ||||
Perceived usefulness (PU) | PU1 | 3.44 | 0.981 | 0.753 | 0.88 | 0.88 | 0.64 |
PU2 | 3.52 | 0.986 | 0.822 | ||||
PU3 | 3.38 | 1.003 | 0.802 | ||||
PU4 | 3.53 | 0.970 | 0.823 | ||||
Attitude to use (ATU) | ATU1 | 3.49 | 0.970 | 0.844 | 0.82 | 0.83 | 0.62 |
ATU2 | 3.34 | 0.977 | 0.777 | ||||
ATU3 | 3.47 | 0.935 | 0.731 | ||||
Intention to use (ITU) | ITU1 | 3.77 | 1.027 | 0.727 | 0.86 | 0.87 | 0.69 |
ITU2 | 3.59 | 1.021 | 0.888 | ||||
ITU3 | 3.54 | 1.033 | 0.869 |