Abstract
Cross-border e-commerce (CBEC) has grown exponentially since 2000 and has changed the way we trade globally, presenting unprecedented opportunities for businesses and consumers. At the heart of CBEC’s success is consumer trust, a multi-faceted construct shaped by technological, relational, and institutional mechanisms and cultural influences. The study systematically reviews the literature, presenting a bibliometric analysis of 773 publications from 2000 to 2024 that indicate critical trends, debates, and knowledge gaps. It shows a shift away from conventional mechanisms for trust toward the utilization of emerging technologies, such as blockchain, AI, and real-time data analytics for enhanced transparency and minimized risk. While personal communication and social proof remain the relational trust mechanisms in e-commerce, relational trust-building mechanisms have been shown to vary significantly across collectivist and individualist cultures. Meanwhile, the standardization vs. localization debate continues to rage, especially regarding consumer preferences in diverse markets. Theoretically, this study proposes a new framework that links trust-building mechanisms with cultural dimensions and provides practical recommendations for e-commerce platforms to build culturally adaptive consumer trust. Future research should focus on longitudinal studies and neglected cultural aspects to deepen the understanding and strengthen the CBEC trust frameworks.
Data availability
All data analyzed in this study are publicly available in the sources cited within the manuscript. Also, specific data can be accessed in supplementary files or will be made available upon reasonable request from the corresponding author.
References
Ajzen I (1991) The theory of planned behavior. Organ Behav Hum Decis Process 50(2):179–211
Armitage CJ, Conner M (2001) Efficacy of the theory of planned behaviour: a meta-analytic review. Br J Soc Psychol 40(4):471–499
Ba, S, & Pavlou, PA (2002). Evidence of the effect of trust building technology in electronic markets: price premiums and buyer behavior. MIS Q 243–268
Bansal G, Gefen D (2010) The impact of personal dispositions on information sensitivity, privacy concern and trust in disclosing health information online. Decision support Syst 49(2):138–150
Belanger F, Hiller JS, Smith WJ (2002) Trustworthiness in electronic commerce: the role of privacy, security, and site attributes. J Strateg Inf Syst 11(3-4):245–270
Bélanger F, Carter L (2008) Trust and risk in e-government adoption. J strate info syst 17(2):165–176
Cai Y, Cude BJ (2016) Online shopping. In: Handbook of consumer finance research. Xiao, JJ (ed.) pp. 339–355 (Springer International Publishing Switzerland 2016)
Chen J, Lan YC, Chang YW (2023) Consumer behaviour in cross-border e-commerce: Systematic literature review and future research agenda. Int J Consum Stud 47(6):2609–2669
Chen SC, Dhillon GS (2003) Interpreting dimensions of consumer trust in e-commerce. Inf Technol Manag 4:303–318
Chen Y, Li M, Song J, Ma X, Jiang Y, Wu S, Chen GL (2022) A study of cross-border e-commerce research trends: Based on knowledge mapping and literature analysis. Front Psychol 13:1009216
Davis FD (1989) Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Q 13(3):319–340
Dellarocas C (2003) The digitization of word of mouth: Promise and challenges of online feedback mechanisms. Manag Sci 49(10):1407–1424
Derindağ ÖF (2022) Rise of cross-border e-commerce: a systematic literature review. J Appl Theor Soc Sci 4(3):352–372
Doney PM, Cannon JP, Mullen MR (1998) Understanding the influence of national culture on the development of trust. Acad Manag Rev 23(3):601–620
Fang T (2003) A critique of Hofstede’s fifth national culture dimension. Int J Cross-Cult Manag 3(3):347–368
Flavián C, Guinalíu M, Gurrea R (2006) The role played by perceived usability, satisfaction and consumer trust on website loyalty. Inf Manag 43(1):1–14
Gefen D, Heart T (2006) On the need to include national culture as a central issue in e-commerce trust beliefs. J Glob Inf Technol Manag 9(4):1–30
Gefen D, Karahanna E, Straub DW (2003) Trust and TAM in online shopping: an integrated model. MIS Q 27(1):51–90
Gursoy D, Chi OH, Lu L, Nunkoo R (2019) Consumers acceptance of artificially intelligent (AI) device use in service delivery. Int J Inf Manag 49:157–169
Harris LC, Goode MM(2004) The four levels of loyalty and the pivotal role of trust: a study of online service dynamics. J Retail 80(2):139–158
Hassanein K, Head MM (2007) Manipulating perceived social presence through the web interface and its impact on attitude towards online shopping. Int J Hum-Comput Stud 65(8):689–708
Head MM, Hassanein K (2002) Trust in e-commerce: evaluating the impact of third-party seals. Q J Electron Commer 3(3):307–325
Hofstede G (2001) Culture’s consequences: comparing values, behaviors, institutions and organizations across nations (2nd edn.). Sage Publications, Thousand Oaks
Hu X, Lin Z, Zhang H (2010) Trust promoting seals in electronic markets: An exploratory study of their effectiveness for online sales promotion. J Promot Manag 16(2):143–158
Hwang Y, Lee KC (2012) Investigating the moderating role of uncertainty avoidance cultural values on multidimensional online trust. Inf Manag 49(3-4):171–176
Josang A, Ismail R, Boyd C (2007) A survey of trust and reputation systems for online service provision. Decis Support Syst 43(2):618–644. https://doi.org/10.1016/j.dss.2005.05.019
Kim DJ, Ferrin DL, Rao HR (2008) A trust-based consumer decision-making model in electronic commerce: the role of trust, perceived risk, and their antecedents. Decis Support Syst 44(2):544–564
Kim S, Park H (2013) Effects of various characteristics of social commerce (s-commerce) on consumers’ trust and trust performance. Int J Inf Manag 33(2):318–332
Kimery KM, McCord M (2002) Third-party assurances: Mapping the road to trust in e-retailing. J Inf Technol Theory Appl 4(2):63–82
Lacity MC (2018) Addressing key challenges to making enterprise blockchain applications a reality. MIS Q Execut 17(3):201–222
Lau GT, Lee SH (1999) Consumers’ trust in a brand and the link to brand loyalty. J Mark-Focused Manag 4(4):341–370
Li X (2021) Business analytics in e-commerce: a literature review. J Ind Integr Manag 6(01):31–52
Liu Y, Wei J, Ke W, Wei KK, Hua Z (2016) The configuration between supply chain integration and information technology competency: a resource orchestration perspective. J Oper Manag 36(3):13–14
Lu B, Fan W, Zhou M (2016) Social presence, trust, and social commerce purchase intention: An empirical research. Comput Human Behav 56:225–237
Luna D, Peracchio LA, de Juan MD (2002) Cross-cultural and cognitive aspects of Web site navigation. J Acad Mark Sci 30(4):397–410
Luo X, Li H, Zhang J, Shim JP(2010) Examining multi-dimensional trust and multi-faceted risk in initial acceptance of emerging technologies: An empirical study of mobile banking services. Decis support Syst 49(2):222–234
Lwin MO, Wirtz J, Williams JD (2007) Consumer online privacy concerns and responses: A power–responsibility equilibrium perspective. J Acad Mark Sci 35(4):572–585
Marzi G, Balzano M, Caputo A, Pellegrini MM (2025) Guidelines for bibliometric‐systematic literature reviews: 10 steps to combine analysis, synthesis and theory development. Int J Manag Rev 27(1):81–103
Mazaheri E, Richard MO, Laroche M (2014) The role of emotions in online consumer behavior: a comparison of search, experience, and credence services. J Serv Mark 28(7):535–550
Montoya MM, Massey AP, Khatri V (2010) Connecting IT services operations to services marketing practices. J Manag Inf Syst 26(4):65–85
Oyserman D, Coon HM, Kemmelmeier M (2002) Rethinking individualism and collectivism: Evaluation of theoretical assumptions and meta-analyses. Psychol Bull 128(1):3–72
Pan Y, Zinkhan GM (2006) Exploring the impact of online privacy disclosures on consumer trust. J Retail 82(4):331–338
Pavlou PA, Gefen D (2004) Building effective online marketplaces with institution-based trust. Inf Syst Res 15(1):37–59
Pavlou PA, Dimoka A (2006) The nature and role of feedback text comments in online marketplaces: Implications for trust building, price premiums, and seller differentiation. Inf Syst Res 17(4):392–414
Ritzer G (2003) Rethinking globalization: glocalization/grobalization and something/nothing. Sociol Theory 21(3):193–209
Sheth J (2020) Impact of Covid-19 on consumer behavior: will the old habits return or die? J Bus Res 117:280–283
Teo TSH, Srivastava SC, Jiang L(2008) Trust and Electronic Government Success: An Empirical Study J Manage Inf Syst 25(3):99–132. https://doi.org/10.2753/MIS0742-1222250303
Van Noort G, Voorveld HA, Van Reijmersdal EA (2012) Interactivity in brand web sites: cognitive, affective, and behavioral responses explained by consumers’ online flow experience. J Interact Mark 26(4):223–234
Wang W, Emurian HH (2005) An overview of online trust: Concepts, elements, and implications. Comput Hum Behav 21(1):105–125
Ye Z Language barriers in intercultural communication and their translation strategies. In: International Conference on Finance and Economics, Humanistic Sociology and Educational Development (EHSED 2024) (Vol. 6, No. 1). (Modern Management Science & Engineering, Scholink Publisher, 2024)
Yenisey MM, Ozok AA, Salvendy G (2005) Perceived security determinants in e-commerce among Turkish university students. Behav Inf Technol 24(4):259–274
Zhu Q, Ruan Y, Liu S, Yang SB, Wang L, Che J (2023) Cross-border electronic commerce’s new path: from literature review to AI text generation. Data Sci Manag 6(1):21–33
Zucker LG (1986) Production of trust: institutional sources of economic structure, 1840–1920. In: Staw BM, Cummings LL (eds.). In: Research in organizational behavior. Vol. 8, JAI Press, pp. 53–111
Acknowledgements
The author declares that no funding was provided for this research.
Author information
Authors and Affiliations
Contributions
DY wrote the main manuscript text alone and reviewed all sections.
Corresponding author
Ethics declarations
Competing interests
The author declares no competing interests.
Ethical approval
This review study did not involve primary data collection or human participants; therefore, ethical approval was not required.
Informed consent
As no human participants were involved, informed consent was not necessary. This article does not contain any studies with human participants performed by any of the authors.
Additional information
Publisher’s note Springer Nature remains neutral with regard to jurisdictional claims in published maps and institutional affiliations.
Rights and permissions
Open Access This article is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License, which permits any non-commercial use, sharing, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons licence, and indicate if you modified the licensed material. You do not have permission under this licence to share adapted material derived from this article or parts of it. The images or other third party material in this article are included in the article’s Creative Commons licence, unless indicated otherwise in a credit line to the material. If material is not included in the article’s Creative Commons licence and your intended use is not permitted by statutory regulation or exceeds the permitted use, you will need to obtain permission directly from the copyright holder. To view a copy of this licence, visit http://creativecommons.org/licenses/by-nc-nd/4.0/.
About this article
Cite this article
Dong, Y. Navigating trust in cross-border e-commerce: a systematic review of cultural and consumer dynamics. Humanit Soc Sci Commun (2026). https://doi.org/10.1057/s41599-026-06579-4
Received:
Accepted:
Published:
DOI: https://doi.org/10.1057/s41599-026-06579-4