Table 2 Construct reliability and validity.

From: In quest of perceived transaction cost’s impact on fintech users’ intention: the moderating role of situational factors

 

Cronbach’s alpha

Composite reliability

Average variance extracted (AVE)

CONV

0.774

0.870

0.690

DPND

0.778

0.871

0.693

EPS

0.804

0.872

0.631

IU

0.773

0.868

0.687

PAS

0.826

0.878

0.593

PCX

0.805

0.885

0.719

PIP

0.929

0.946

0.778

PTC

0.814

0.890

0.729

PUC

0.860

0.914

0.780

  1. Displays reliability (e.g., Cronbach’s alpha) and validity (e.g., AVE) metrics for the study constructs. Ensures constructs are consistent and accurately measured.
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