Table 1 Definitions and measurement of variables.
From: Communication dynamics: Fintech’s role in promoting sustainable cashless transactions
Variable | Type | Definition and measurement | Reference |
|---|---|---|---|
Stage-1 | |||
Performance Expectancy (PE) | Ordinal | “4 Items using Likert Scale 1–5” | Venkatesh et al. (2012) |
Effort Expectancy (EE) | Ordinal | “4 Items using Likert Scale 1–5” | |
Facilitating Conditions (FC) | Ordinal | “4 Items using Likert Scale 1–5” | |
Perceived Usefulness (PU) | Ordinal | “4 Items using Likert Scale 1–5” | |
Price Value (PV) | Ordinal | “4 Items using Likert Scale 1–5” | |
Intentions to Use Cashless Transactions (IUCT) | Ordinal | “4 Items using Likert Scale 1–5” | |
Financial Literacy (FL) | Ordinal | “5 Items using Likert Scale 1–5” | Al-Somali et al. (2009) |
Personal Innovativeness (PIN) | Ordinal | “4 Items using Likert Scale 1–5” | Raj et al. (2023) |
Actual Use of Cashless Transaction (AUCT) | Ordinal | “3 Items using Likert Scale 1–5” | Venkatesh et al. (2012) |
Stage-II | |||
Financial Inclusion (FI) | Dummy | 1 = if a respondent adopts cashless transaction, 0 = otherwise | Peprah et al. (2020) |
Gender | Dummy | 1 = Male; 0 = Female | |
Marital Status | Categorical | 1 = Unmarried; 2 = Married; 3 = Divorced; 4 = Widowed | |
Household Size | Continuous | Number of people in a particular household | |
Household Income | Continuous | Log (Income in Rupees) | |
Age | Continuous | Age of the respondents in years | Niaz (2022) |
Region | Dummy | 1 = If respondent belongs to urban area; 0 = If respondent belongs to rural area | |
Education | Categorical | 1 = No education; 2 = Primary; 3 = Secondary; 4 = Intermediate; 5 = Graduation; 6 = others | |
Sustainable Livelihood (SLD) | Continuous | “Growth in different dimensions related to SLD, developed using PCA” | Niaz (2022) |
Growth in Living Standard (GLS) | Continuous | “Growth in different dimensions related to living standard, developed using PCA” | |
Social Development (SDT) | Dummy | “Improvement in SDT: If improved = 1; otherwise = 0” | |
