Table 5 Direct paths analysis.

From: Communication dynamics: Fintech’s role in promoting sustainable cashless transactions

Path

Coefficient

Std. Err.

T-value

Effect Size (f2)

Remarks

PE → IUCT

0.145a

0.041

3.526

0.302 (moderate)

H1a: ☑

PE → AUCT

0.199b

0.095

2.089

0.345 (moderate)

H1b: ☑

EE → IUCT

0.122a

0.028

4.295

0.219 (moderate)

H2a: ☑

EE → AUCT

0.198a

0.052

3.801

0.135 (weak)

H2b: ☑

FC → IUCT

0.207b

0.093

2.223

0.446 (strong)

H3a: ☑

FC → AUCT

0.221b

0.106

2.076

0.363 (moderate)

H3b: ☑

PU → IUCT

0.298b

0.147

2.032

0.288 (moderate)

H4a: ☑

PU → AUCT

0.283a

0.082

3.445

0.360 (strong)

H4b: ☑

PV → IUCT

0.272a

0.074

3.656

0.405 (strong)

H5a: ☑

PV → AUCT

0.244a

0.082

2.973

0.532 (strong)

H5b: ☑

IUCT → AUCT

0.356a

0.102

3.477

0.460 (strong)

H6: ☑

  1. “a = p < 0.01; b = p < 0.05; ☑ indicates acceptance of hypothesis.”