Table 6 Indirect paths (mediation) analysis.
From: Communication dynamics: Fintech’s role in promoting sustainable cashless transactions
Path | Direct Effect (T-value) | Indirect Effect (T-value) | Total Effect (T-value) | VAF (%) | Mediation Level | Remarks |
|---|---|---|---|---|---|---|
PE → IUCT → AUCT | 0.199b (2.089) | 0.162a (3.517) | 0.361a (5.606) | 0.449 | Partial | H7a: ☑ |
EE → IUCT → AUCT | 0.198a (3.801) | 0.079a (4.293) | 0.277a (8.094) | 0.285 | Partial | H7b: ☑ |
FC → IUCT → AUCT | 0.221b (2.076) | 0.154b (2.050) | 0.375a (4.125) | 0.410 | Partial | H7c: ☑ |
PU → IUCT → AUCT | 0.283a (3.445) | 0.206a (3.023) | 0.489a (6.468) | 0.422 | Partial | H7d: ☑ |
PV → IUCT → AUCT | 0.244a (2.973) | 0.136a (3.678) | 0.379a (6.651) | 0.358 | Partial | H7e: ☑ |