Table 7 Mediation moderation analysis.
From: Communication dynamics: Fintech’s role in promoting sustainable cashless transactions
Path | Coefficient (T-value) | Conf. Inter. (Bias Corrected) | Effect Size (f2) | P values | Remarks |
|---|---|---|---|---|---|
FL → IUCT | 0.358 (4.425) | [0.070–0.307] | 0.364 (strong) | 0.000a | — |
PIN → AUCT | 0.131 (5.260) | [0.093–0.201] | 0.410 (strong) | 0.000a | — |
FL x PE → IUCT | 0.263 (3.921) | [0.063–0.189] | 0.315 (moderate) | 0.000a | H8a: ☑ |
FL x EE → IUCT | 0.215 (4.359) | [0.046–0.249] | 0.292 (moderate) | 0.000a | H8b: ☑ |
FL x FC → IUCT | 0.116 (3.626) | [0.054–0.238] | 0.512 (strong) | 0.000a | H8c: ☑ |
FL x PU → IUCT | 0.220 (5.237) | [0.166–0.448] | 0.342 (moderate) | 0.000a | H8d: ☑ |
FL x PV → IUCT | 0.344 (4.611) | [0.034–0.196] | 0.463 (strong) | 0.000a | H8e: ☑ |
PIN x IUCT → AUCT | 0.245 (3.669) | [0.057–0.243] | 0.564 (strong) | 0.000a | H9: ☑ |
