Table 9 Correlations of cashless transactions’ adoption.

From: Communication dynamics: Fintech’s role in promoting sustainable cashless transactions

Variables

Marginal Effect

Standard Errors

Remarks

Gender

  

H10a:

 Male

0.068

0.203

 

 Female

0.014

0.022

 

Region

  

H10b: ☑

 Urban

0.096a

0.026

 

 Rural

0.044b

0.022

 

Marital Status

  

H10c:

 Unmarried

0.124

0.123

 

 Married

0.082

0.126

 

 Divorced

0.069

0.079

 

 Widowed

0.021

0.284

 

Education

  

H10d: ☑

 No education

0.056

0.081

 

 Primary

0.088

0.067

 

 Secondary

0.176a

0.047

 

 Intermediate

0.249a

0.054

 

 Graduation

0.367a

0.025

 

 Other

0.046

0.851

 

 Age

0.284b

0.122

H10e: ☑

 Household Size

0.037

0.034

H10f:

 Household Income

0.046

0.101

H10g:

 Log Likelihood

−248.468

 

 LR chi2

89.542

 Prob.>chi2

0.000a

 Pseudo R2

0.216

N

394

  1. ap < 0.01; bp < 0.05; ☑ () indicates acceptance (rejection) of hypothesis.